Staff SW Engineer

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

We are looking for a senior Software Development Engineer for the e-Wallets team in the Currencycloud/Visa Direct area.

Our B2B product powers important fintech's and neo-banks, and we’re actively working on a significant up-scalling of our current product line to support Tier 1 banks.

In this role, you will own software features across the full development lifecycle — from requirements and technical design through implementation, testing, release, monitoring, and production support. While you will be accountable for delivering high-quality outcomes end to end, you will do so in a highly collaborative engineering environment, working closely with your teammates throughout the design and implementation process.

You will also work in a modern development environment where engineering is guided and accelerated by generative AI tools, including Claude Code and GitHub Copilot. These tools will support day-to-day development by helping explore design options, generate and refine code, improve test coverage, troubleshoot issues, and streamline engineering workflows.

Key Responsibilities

Own software features end to end, from requirements analysis and design through development, testing, deployment, monitoring, and production support.

Collaborate closely with teammates during solution design, technical planning, implementation, and review, ensuring shared understanding and strong technical outcomes.

Partner with product owners, architects, engineers, QA, operations, and compliance teams to translate business needs into secure, scalable technical solutions.

Build and enhance enterprise-scale web services and distributed APIs that support high-volume financial technology platforms.

Develop primarily in Java, with opportunities to work with Ruby where needed.

Work with container-based technologies to build, deploy, and operate scalable services.

Use Claude, GitHub Copilot, and other AI-assisted development tools to accelerate development, evaluate implementation approaches, generate tests, analyze issues, and improve productivity.

Participate actively in design discussions, implementation planning, pairing or peer reviews, and technical decision-making.

Lead by example in writing extensible, reusable, maintainable code that follows engineering best practices, security standards, and regulatory expectations.

Contribute to a culture of shared code ownership, constructive feedback, and continuous improvement. Lead or participate in code reviews, helping ensure quality, consistency, maintainability, and knowledge sharing across the team.

Develop and maintain automated tests, identify test gaps, and improve overall release confidence.

Debug and troubleshoot moderately complex to complex software issues across development, testing, staging, and production environments.

Use logs, metrics, monitoring tools, and data analysis to identify patterns, defects, and opportunities for improvement.

Participate in on-call rotations, incident response, root-cause analysis, and production issue resolution.

Help improve developer productivity by enhancing internal tools, automation, documentation, and engineering workflows.

Mentor and support other engineers through technical guidance, collaborative problem-solving, and knowledge sharing.

Stay current with emerging technologies and recommend practical improvements that enhance system performance, reliability, team efficiency, and developer experience.

Experience owning product features from concept through release while collaborating closely with engineering teammates.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Preferred Qualifications

5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

5+ years of relevant work experience.

6+ years of work experience with a Bachelor’s degree, or 4+ years of relevant experience with an advanced degree, or up to 3 years of relevant experience with a PhD.

Professional experience in software engineering or a directly related technical field.

Experience designing, developing, or implementing web-based, or service-oriented applications.

Hands-on experience with Java and Event Driven Architectures.

Experience working with APIs, backend services, or distributed systems.

Experience collaborating with engineers, product managers, QA, operations, or other cross-functional partners to deliver technical solutions.

Experience participating in technical design discussions, implementation planning, or peer review processes.

Experience debugging, troubleshooting, and resolving software issues.

Experience creating or maintaining test plans and executing testing procedures.

Experience participating in or leading code reviews and applying coding standards.

Experience in a technical leadership role, with or without direct people management responsibilities.

Experience building, enhancing, or improving developer tools, automation, or engineering workflows.

Digital fluency and willingness to use emerging technologies, including generative AI tools, to support daily engineering work.

Experience working with container-based technologies, such as Docker and Kubernetes.

Experience building, testing, and operating enterprise-scale web services.

Experience with Kafka and SpringBoot.

Experience designing, developing, or consuming distributed APIs in production environments.

Familiarity with Ruby or willingness to work with Ruby-based components as needed.

Experience using GitHub Copilot, Claude, Cursor, or similar generative AI tools as part of the software development workflow.

Strong understanding of secure software development practices, testing strategies, observability, and production support.

Experience in FinTech sector.

Ability to communicate clearly with technical and non-technical stakeholders.

Strong collaboration skills, including the ability to give and receive feedback, align on technical decisions, and contribute to shared team goals.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.